{"teamId":"1230000405","campaignId":"2355","seriesId":"75267","from_email":"seb.mortgage@gmail.com","email_subject":"Tips for buying a house","attachment":"","email_message":"<table border=\"0\" cellpadding=\"1\" cellspacing=\"1\" style=\"background-color:#fff;\" width=\"100%\">\r\n\t<tbody>\r\n\t\t<tr>\r\n\t\t\t<td class=\"paragraph\" style=\" padding: 15px;\">\r\n\t\t\t\t<div class=\"show-action-on\" style=\"width: 96%; display: none;\">\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">Hi {first_name},<br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">I still remember the look of shock on Deb and Ali's faces when they were hit with $3700 in<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">closing costs they had no idea were coming.<br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">They were one of my first Buyer clients when I started in Real Estate a number of years<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">ago. I hadn't properly prepared them for their house hunting journey to come. And so their<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">joys of finally becoming new home owners were quickly hit with a cold dose of reality.<br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">Since then, I've made it my mission to have home buyers like you completely armed and<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">ready with knowledge.<br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><span style=\"color:#0000ff;\"><u>What You NEED to Know Before Buying Your Next Home:<\/u><\/span><\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><span style=\"color:#0000ff;\"><strong>1. How much you can afford<\/strong><\/span><br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">Having a pre-approval for a mortgage adds to your negotiating strength. In fact -<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">some Sellers even request you add proof of pre-approval to an offer to purchase<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">their home. It's a crucial first step to home-ownership that saves you the time and<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">heartache of finding a home you love but can't afford.<br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><strong>Pro Tip:<\/strong><br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">Use a mortgage broker to help get the best mortgage for your needs. Most people go<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">through the bank where they have their chequing or savings account, simply<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">because they don't know any better. In my next email I'll tell you why I choose a<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">broker over a bank rep, all day every day. I think you'll find it a really useful read!<br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><strong><span style=\"color:#0000ff;\">2. You need a reserve for closing costs<\/span><\/strong><\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">The big ones include land transfer taxes and legal fees, among a host of others like<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">mortgage insurance, utility hookups, and moving costs. A safe reserve is about 2-4%<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">of the purchase price of your home; so if you're looking at properties around $300<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">000, that's about $6 000 - $12 000 in closing costs.<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><span style=\"color:#0000ff;\"><strong>3. I'm here to protect you.<\/strong><\/span><br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">What happens if you need to sell your current home before closing on a new one? Or<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">if a home inspection turns up a leaky A\/C unit and you the Seller can't decide who's<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">to pay to fix it? A savvy Realtor guides you through your options and negotiates<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">powerfully on your behalf. They protect you from potential legal trouble with a<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">thoroughly crafted offer to ensure your best interests are properly secured.<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">Have any questions? That's what I'm here for. Feel free to contact me via email or my direct<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">line below.<br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">Always happy to help,<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><br \/>\r\n\t\t\t\t\t<a href=\"https:\/\/app.agencyelephant.com\/glu\/calendar\/2420\/my_calendar\">My Calendar<\/a><br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">PS \u2013 Remember to look out for my next email where I'll fill you in on why you should always<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">shop for a mortgage through a Mortgage Broker. It's a must-read when shopping for a new<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">home.<\/span><\/div>\r\n\t\t\t<\/td>\r\n\t\t<\/tr>\r\n\t\t<tr id=\"canspam\">\r\n\t\t\t<td>\r\n\t\t\t\t<table align=\"center\" bgcolor=\"#e8e8e8\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\">\r\n\t\t\t\t\t<tbody>\r\n\t\t\t\t\t\t<tr>\r\n\t\t\t\t\t\t\t<td class=\"paragraph\">\r\n\t\t\t\t\t\t\t\t<div class=\"show-action-on\" style=\"width: 100%; display: none;\">\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<p id=\"subscription_panel\" style=\"font-size: 13px; color: rgb(68, 68, 68);margin-top:10px;margin-bottom:10px;padding-left:10px\">\r\n\t\t\t\t\t\t\t\t\tTo unsubscribe from all future emails {unsubscribe}<br \/>\r\n\t\t\t\t\t\t\t\t\tTo update your contact information please {contact_info_update}<\/p>\r\n\t\t\t\t\t\t\t<\/td>\r\n\t\t\t\t\t\t<\/tr>\r\n\t\t\t\t\t\t<tr>\r\n\t\t\t\t\t\t\t<td class=\"paragraph\">\r\n\t\t\t\t\t\t\t\t<table width=\"100%\">\r\n\t\t\t\t\t\t\t\t\t<tbody>\r\n\t\t\t\t\t\t\t\t\t\t<tr style=\"width:100%;\">\r\n\t\t\t\t\t\t\t\t\t\t\t<td style=\"width:80%;\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"show-action-on\" style=\"width: 100%; display: none;\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t<p id=\"info_panel\" style=\"font-size: 13px; color: rgb(68, 68, 68);padding-left:10px\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<b>This email is sent to {email} by:<\/b><br \/>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\tC2 Financial,  9241 Nautilus dr, Miami, Florida, 33189, USA<br \/>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<!-- You are receiving this email as a user and subscriber of C2 Financial, <br>\r\n                      We periodically send newsletters with tips , tricks and updates on C2 Financial,  --><\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\r\n\t\t\t\t\t\t\t\t\t\t\t<td style=\"width:20%;\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\r\n\t\t\t\t\t\t\t\t\t\t<\/tr>\r\n\t\t\t\t\t\t\t\t\t<\/tbody>\r\n\t\t\t\t\t\t\t\t<\/table>\r\n\t\t\t\t\t\t\t<\/td>\r\n\t\t\t\t\t\t<\/tr>\r\n\t\t\t\t\t<\/tbody>\r\n\t\t\t\t<\/table>\r\n\t\t\t<\/td>\r\n\t\t<\/tr>\r\n\t<\/tbody>\r\n<\/table>","templateId":"383815926071655eed41bd0efd71230000405"}