{"teamId":"11677","campaignId":"1182","seriesId":"22929","from_email":"atabio@certifiedhomeloans.com","email_subject":"Risky Business: Is that basement apartment illegal?","attachment":"","email_message":"\r\n\t\r\n\t\t\r\n
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\r\n\t\t\t\t<\/i>\r\n\t\t\t<\/div>\r\n\t\t\t
\r\n\tHey {first_name},
\r\n\t <\/div>\r\n
\r\n\tHave you considered buying a home with an in-law suite or basement apartment? Do you<\/div>\r\n
\r\n\twant to make rental income but worried the unit may not have the required permits?<\/div>\r\n
\r\n\t <\/div>\r\n
\r\n\tIf you're in the market, you've likely come across the words: \u201cSeller and Agent do not<\/em><\/div>\r\n
\r\n\twarrant retrofit of basement apartment\u201d <\/em>on an MLS listing.
\r\n\t <\/div>\r\n
\r\n\tPro Tip:<\/strong>
\r\n\t <\/div>\r\n
\r\n\tThat basement apartment is probably not legal. In fact, 80% of basement<\/div>\r\n
\r\n\tapartments don't comply with city rules and bylaws and likely wouldn't be considered<\/div>\r\n
\r\n\t\u2018legal'.<\/div>\r\n
\r\n\tA secondary suite, such as a basement apartment, is defined as a self-contained rental unit<\/div>\r\n
\r\n\tin a detached or semi-detached house. In order to be considered a legal apartment, it needs<\/div>\r\n
\r\n\tto meet the city <\/span>zoning, property, occupancy, health and safety, fire and electrical<\/div>\r\n
\r\n\tstandards.<\/div>\r\n
\r\n\t <\/div>\r\n
\r\n\tRisks of buying a house with an illegal basement apartment:<\/u><\/strong><\/span><\/div>\r\n
\r\n\t <\/div>\r\n
    \r\n\t
  • \r\n\t\tAnyone can call you out on it.<\/strong> If your tenants, neighbours, or crazy ex-girlfriend make a request to the city to have your second apartment inspected, it will cost you a lot of time and money to legalize it or transform the home back into a single family dwelling.<\/li>\r\n<\/ul>\r\n
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\r\n <\/i>\r\n <\/div>\r\n

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