{"teamId":"1230000405","campaignId":"2355","seriesId":"75257","from_email":"seb.mortgage@gmail.com","email_subject":"Top 3 signs you\u2019re ready to buy a home","attachment":"","email_message":"<table border=\"0\" cellpadding=\"1\" cellspacing=\"1\" style=\"background-color:#fff;\" width=\"100%\">\r\n\t<tbody>\r\n\t\t<tr>\r\n\t\t\t<td class=\"paragraph\" style=\" padding: 15px;\">\r\n\t\t\t\t<div class=\"show-action-on\" style=\"width: 96%; display: none;\">\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">Hey {first_name},<br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">Debating whether you're ready to own a home? Purchasing one is arguably the<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">biggest investment you'll ever make, so your decision to buy shouldn't be taken<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">lightly.<br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">Thus, below are 3 signs to help you decide if you're ready to become a home owner<\/span><\/div>\r\n\t\t\t\t<ol>\r\n\t\t\t\t\t<li>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\"><strong>You can qualify<\/strong><\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<br \/>\r\n\t\t\t\t\t\t\t<span id=\"t1\">If you haven't gained control of the debt you already have, then the addition<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\">of a mortgage debt can become an extreme burden. Lenders want to see a<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\">healthy debt to mortgage ratio and credit score before they qualify you for a<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\">mortgage. If you've done the research and have the right amount saved for a<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\">down payment, then you may be ready to make the move.<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\">Keep in mind that if you have less than a 20% down payment, you're<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\">required to further purchase mortgage insurance, and this premium is added<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\">to your monthly mortgage payments.<br \/>\r\n\t\t\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\"><strong>2. You have enough $ for extra home owner costs<\/strong><\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<br \/>\r\n\t\t\t\t\t\t\t<span id=\"t1\">Once you're a homeowner, you'll also have to pay for a few more expenses<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\">each year. These include property taxes, utilities (like gas, water and<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\">electricity) and ongoing maintenance costs (ie. for any repairs that may arise<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\">unexpectedly.)<br \/>\r\n\t\t\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\"><strong>3. You can handle the maintenance and repair responsibilities<\/strong><\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<br \/>\r\n\t\t\t\t\t\t\t<span id=\"t1\">Unless you're moving into a condo or townhouse that includes the<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\">maintenance, you'll need to take care of all the repairs on your own. These<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\">include necessary tasks like painting, yard work, cleaning the gutters,<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\">changing furnace filters, and fixing leaks, among other common maintenance<\/span><\/div>\r\n\t\t\t\t\t\t<div>\r\n\t\t\t\t\t\t\t<span id=\"t1\">items.<\/span><\/div>\r\n\t\t\t\t\t<\/li>\r\n\t\t\t\t<\/ol>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">Owning a home is an exciting process, but the qualifying requirements, extra costs,<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">and responsibilities can make or break your decision.<br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">Allow me help you get a clearer idea of whether you're ready to make the leap or<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">not.<br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">Give me a call today and let's chat:{{default_phone}}<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">Looking forward to hearing from you,<br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\"><a href=\"https:\/\/app.agencyelephant.com\/glu\/calendar\/2420\/my_calendar\">My Calendar<\/a><br \/>\r\n\t\t\t\t\t<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">PS \u2013 How much home you can afford? Find out how to get a quick and painless<\/span><\/div>\r\n\t\t\t\t<div>\r\n\t\t\t\t\t<span id=\"t1\">mortgage pre-approval in my next email. It's easier than you think!<\/span><\/div>\r\n\t\t\t<\/td>\r\n\t\t<\/tr>\r\n\t\t<tr id=\"canspam\">\r\n\t\t\t<td>\r\n\t\t\t\t<table align=\"center\" bgcolor=\"#e8e8e8\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\">\r\n\t\t\t\t\t<tbody>\r\n\t\t\t\t\t\t<tr>\r\n\t\t\t\t\t\t\t<td class=\"paragraph\">\r\n\t\t\t\t\t\t\t\t<div class=\"show-action-on\" style=\"width: 100%; display: none;\">\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<p id=\"subscription_panel\" style=\"font-size: 13px; color: rgb(68, 68, 68);margin-top:10px;margin-bottom:10px;padding-left:10px\">\r\n\t\t\t\t\t\t\t\t\tTo unsubscribe from all future emails {unsubscribe}<br \/>\r\n\t\t\t\t\t\t\t\t\tTo update your contact information please {contact_info_update}<\/p>\r\n\t\t\t\t\t\t\t<\/td>\r\n\t\t\t\t\t\t<\/tr>\r\n\t\t\t\t\t\t<tr>\r\n\t\t\t\t\t\t\t<td class=\"paragraph\">\r\n\t\t\t\t\t\t\t\t<table width=\"100%\">\r\n\t\t\t\t\t\t\t\t\t<tbody>\r\n\t\t\t\t\t\t\t\t\t\t<tr style=\"width:100%;\">\r\n\t\t\t\t\t\t\t\t\t\t\t<td style=\"width:80%;\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"show-action-on\" style=\"width: 100%; display: none;\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t<p id=\"info_panel\" style=\"font-size: 13px; color: rgb(68, 68, 68);padding-left:10px\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<b>This email is sent to {email} by:<\/b><br \/>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\tC2 Financial,  9241 Nautilus dr, Miami, Florida, 33189, USA<br \/>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<!-- You are receiving this email as a user and subscriber of C2 Financial, <br>\r\n                      We periodically send newsletters with tips , tricks and updates on C2 Financial,  --><\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\r\n\t\t\t\t\t\t\t\t\t\t\t<td style=\"width:20%;\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\r\n\t\t\t\t\t\t\t\t\t\t<\/tr>\r\n\t\t\t\t\t\t\t\t\t<\/tbody>\r\n\t\t\t\t\t\t\t\t<\/table>\r\n\t\t\t\t\t\t\t<\/td>\r\n\t\t\t\t\t\t<\/tr>\r\n\t\t\t\t\t<\/tbody>\r\n\t\t\t\t<\/table>\r\n\t\t\t<\/td>\r\n\t\t<\/tr>\r\n\t<\/tbody>\r\n<\/table>","templateId":"745415926071655eed41bd0aa801230000405"}