{"teamId":"11767","campaignId":"1340","seriesId":"31141","from_email":"","email_subject":"Risky Business: Is that basement apartment illegal?","attachment":"","email_message":"<table width=\"100%\" border=\"0\" cellpadding=\"1\" cellspacing=\"1\" style=\"background-color:#fff;\">\r\n\t<tbody><tr>\r\n\t\t<td class=\"paragraph\" style=\" padding: 15px;\">\r\n\t\t\t<div class=\"show-action-on\" style=\"width: 96%; display: none;\">\r\n\t\t\t\t<i class=\"fa fa-pencil-square-o\" onclick=\"EditText('t1');\"><\/i>\r\n\t\t\t<\/div>\r\n\t\t\t<span id=\"t1\"><div>\r\n\tHey {first_name},<br>\r\n\t <\/div>\r\n<div>\r\n\tHave you considered buying a home with an in-law suite or basement apartment? Do you<\/div>\r\n<div>\r\n\twant to make rental income but worried the unit may not have the required permits?<\/div>\r\n<div>\r\n\t <\/div>\r\n<div>\r\n\tIf you're in the market, you've likely come across the words: \u201c<em>Seller and Agent do not<\/em><\/div>\r\n<div>\r\n\t<em>warrant retrofit of basement apartment\u201d <\/em>on an MLS listing.<br>\r\n\t <\/div>\r\n<div>\r\n\t<strong>Pro Tip:<\/strong><br>\r\n\t <\/div>\r\n<div>\r\n\tThat basement apartment is probably not legal. In fact, 80% of basement<\/div>\r\n<div>\r\n\tapartments don't comply with city rules and bylaws and likely wouldn't be considered<\/div>\r\n<div>\r\n\t\u2018legal'.<\/div>\r\n<div>\r\n\tA secondary suite, such as a basement apartment, is defined as a self-contained rental unit<\/div>\r\n<div>\r\n\tin a detached or semi-detached house. In order to be considered a legal apartment, it needs<\/div>\r\n<div>\r\n\tto meet the city<span style=\"color:#ff0000;\"> <\/span>zoning, property, occupancy, health and safety, fire and electrical<\/div>\r\n<div>\r\n\tstandards.<\/div>\r\n<div>\r\n\t <\/div>\r\n<div>\r\n\t<span style=\"color:#0000ff;\"><strong><u>Risks of buying a house with an illegal basement apartment:<\/u><\/strong><\/span><\/div>\r\n<div>\r\n\t <\/div>\r\n<ul>\r\n\t<li>\r\n\t\t<strong>Anyone can call you out on it.<\/strong> If your tenants, neighbours, or crazy ex-girlfriend make a request to the city to have your second apartment inspected, it will cost you a lot of time and money to legalize it or transform the home back into a single family dwelling.<\/li>\r\n<\/ul>\r\n<br>\r\n<ul>\r\n\t<li>\r\n\t\t<strong>Your lender may not acknowledge the income<\/strong> associated with an apartment that isn't considered legal.<\/li>\r\n<\/ul>\r\n<br>\r\n<ul>\r\n\t<li>\r\n\t\t<strong> You may be sued<\/strong> if in the unfortunate case a flood or fire results in an accident or death in the illegal second suite.<\/li>\r\n<\/ul>\r\n<div>\r\n\t <\/div>\r\n<div>\r\n\tIf you're considering buying a house with an illegal second apartment, make sure you're<\/div>\r\n<div>\r\n\tworking with a real estate agent who can help you balance the risks and rewards.<\/div>\r\n<div>\r\n\t(Shameless plug \u2013 that would be me.)<\/div>\r\n<div>\r\n\t <\/div>\r\n<div>\r\n\tCheers,<br>\r\n\t <\/div>\r\n<div>\r\n\t<div class=\"col-md-12 whole_width\" id=\"add_whole_width\" style=\"width: 450px; margin-top: 15px; margin-bottom: 20px;\">\r\n <link href=\"https:\/\/maxcdn.bootstrapcdn.com\/font-awesome\/4.7.0\/css\/font-awesome.min.css\" rel=\"stylesheet\" type=\"text\/css\">\r\n <div class=\"fileupload fileupload-new col-md-4 file_width\" id=\"add_file_width\" style=\"width: 140px; float: left;\" data-provides=\"fileupload\">\r\n <div id=\"fileupload-new img-thumbnail\" style=\"\">\r\n <img class=\"profile_img_preview\" src=\"https:\/\/proprospector.com\/glu\/resources\/11767\/Ed-Sullivan_signature-photo-120x130.png\" style=\"width: 120px; height: 130px\">\r\n <\/div>\r\n <div class=\"fileupload-preview fileupload-exists img-thumbnail\" style=\"\"><\/div>\r\n <\/div>\r\n <div class=\"col-md-8 details_width\" id=\"add_details_width\" style=\"width: 300px; float: none; display: inline-block;\">\r\n <div>\r\n <strong style=\"float:left;\"><i class=\"fa fa-user\"><\/i> <span id=\"show_first_name\" class=\"item_list\">Ed<\/span> <span id=\"show_last_name\" class=\"item_list\">Sullivan<\/span><\/strong><br>\r\n <span style=\"float:left;\"><i class=\"fa fa-globe\"><\/i> <span id=\"show_company\" class=\"item_list\">Lincoln Financial Mortgage Corporation | NMLS #947730<\/span><\/span><br>\r\n <span style=\"float:left;\"><i class=\"fa fa-briefcase\"><\/i> <span id=\"show_title\" class=\"item_list\">Director of Mortgage Operations | NMLS #745263<\/span><\/span><br>\r\n <span style=\"float:left;\"><i class=\"fa fa-mobile\"><\/i> <span id=\"show_mobile\" class=\"item_list\"><span id=\"show_mobile\" class=\"item_list\"><span id=\"show_mobile\" class=\"item_list\"><span id=\"show_mobile\" class=\"item_list\"><span id=\"show_mobile\" class=\"item_list\"><span id=\"show_mobile\" class=\"item_list\"><span id=\"show_mobile\" class=\"item_list\">(727) 565-0696<\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><br>\r\n <span style=\"float:left;\"><i class=\"fa fa-envelope-o\"><\/i> <span id=\"show_email\" class=\"item_list\"><span id=\"show_email\" class=\"item_list\"><span id=\"show_email\" class=\"item_list\"><span id=\"show_email\" class=\"item_list\"><span id=\"show_email\" class=\"item_list\"><span id=\"show_email\" class=\"item_list\"><span id=\"show_email\" class=\"item_list\"><span id=\"show_email\" class=\"item_list\"><span id=\"show_email\" class=\"item_list\">ed@lincolnfinancialmortgage.com<\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><br>\r\n <div class=\"editable-form\" style=\"clear: both; float:left;\"> \r\n <i class=\"fa fa-link\"><\/i> \r\n <a data-original-title=\"Edit your website\" data-pk=\"1\" data-placeholder=\"Required\" data-type=\"text\" href=\"Click Here To Schedule Time With Me: CALENDAR LINK\" id=\"firstname\" class=\"editable editable-click editable-unsaved\" style=\"background-color: rgba(0, 0, 0, 0);\">Click Here To Schedule Time With Me: CALENDAR LINK<\/a> \r\n <\/div>\r\n<br>\r\n <\/div>\r\n <\/div>\r\n <\/div><br>\r\n\t<a href=\"https:\/\/app.agencyelephant.com\/glu\/calendar\/2420\/my_calendar\">My Calendar<\/a><\/div>\r\n<div>\r\n\t <\/div>\r\n<div>\r\n\tPS \u2013 Want to know the secrets to finding a profitable fixer upper? 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