{"teamId":"1230000252","campaignId":"2289","seriesId":"73881","from_email":"jason.golden@homestarfc.com","email_subject":"Top 3 signs you\u2019re ready to buy a home","attachment":"","email_message":"<table width=\"100%\" border=\"0\" cellpadding=\"1\" cellspacing=\"1\" style=\"background-color:#fff;\">\r\n\t<tbody><tr>\r\n\t\t<td class=\"paragraph\" style=\" padding: 15px;\">\r\n\t\t\t<div class=\"show-action-on\" style=\"width: 96%; display: none;\">\r\n\t\t\t\t<i class=\"fa fa-pencil-square-o\" onclick=\"EditText('t1');\"><\/i>\r\n\t\t\t<\/div>\r\n\t\t\t<span id=\"t1\"><div>\r\n\tHey {first_name},<br>\r\n\t <\/div>\r\n<div>\r\n\tDebating whether you're ready to own a home? Purchasing one is arguably the<\/div>\r\n<div>\r\n\tbiggest investment you'll ever make, so your decision to buy shouldn't be taken<\/div>\r\n<div>\r\n\tlightly.<br>\r\n\t <\/div>\r\n<div>\r\n\tThus, below are 3 signs to help you decide if you're ready to become a home owner<\/div>\r\n<ol>\r\n\t<li>\r\n\t\t<div>\r\n\t\t\t<strong>You can qualify<\/strong><\/div>\r\n\t\t<div>\r\n\t\t\t<br>\r\n\t\t\tIf you haven't gained control of the debt you already have, then the addition<\/div>\r\n\t\t<div>\r\n\t\t\tof a mortgage debt can become an extreme burden. Lenders want to see a<\/div>\r\n\t\t<div>\r\n\t\t\thealthy debt to mortgage ratio and credit score before they qualify you for a<\/div>\r\n\t\t<div>\r\n\t\t\tmortgage. If you've done the research and have the right amount saved for a<\/div>\r\n\t\t<div>\r\n\t\t\tdown payment, then you may be ready to make the move.<\/div>\r\n\t\t<div>\r\n\t\t\tKeep in mind that if you have less than a 20% down payment, you're<\/div>\r\n\t\t<div>\r\n\t\t\trequired to further purchase mortgage insurance, and this premium is added<\/div>\r\n\t\t<div>\r\n\t\t\tto your monthly mortgage payments.<br>\r\n\t\t\t <\/div>\r\n\t\t<div>\r\n\t\t\t<strong>2. You have enough $ for extra home owner costs<\/strong><\/div>\r\n\t\t<div>\r\n\t\t\t<br>\r\n\t\t\tOnce you're a homeowner, you'll also have to pay for a few more expenses<\/div>\r\n\t\t<div>\r\n\t\t\teach year. These include property taxes, utilities (like gas, water and<\/div>\r\n\t\t<div>\r\n\t\t\telectricity) and ongoing maintenance costs (ie. for any repairs that may arise<\/div>\r\n\t\t<div>\r\n\t\t\tunexpectedly.)<br>\r\n\t\t\t <\/div>\r\n\t\t<div>\r\n\t\t\t<strong>3. You can handle the maintenance and repair responsibilities<\/strong><\/div>\r\n\t\t<div>\r\n\t\t\t<br>\r\n\t\t\tUnless you're moving into a condo or townhouse that includes the<\/div>\r\n\t\t<div>\r\n\t\t\tmaintenance, you'll need to take care of all the repairs on your own. These<\/div>\r\n\t\t<div>\r\n\t\t\tinclude necessary tasks like painting, yard work, cleaning the gutters,<\/div>\r\n\t\t<div>\r\n\t\t\tchanging furnace filters, and fixing leaks, among other common maintenance<\/div>\r\n\t\t<div>\r\n\t\t\titems.<\/div>\r\n\t<\/li>\r\n<\/ol>\r\n<div>\r\n\tOwning a home is an exciting process, but the qualifying requirements, extra costs,<\/div>\r\n<div>\r\n\tand responsibilities can make or break your decision.<br>\r\n\t <\/div>\r\n<div>\r\n\tAllow me help you get a clearer idea of whether you're ready to make the leap or<\/div>\r\n<div>\r\n\tnot.<br>\r\n\t <\/div>\r\n<div>\r\n\tGive me a call today and let's chat: {{default_phone}}<\/div>\r\n<div>\r\n\t <\/div>\r\n<div>\r\n\tLooking forward to hearing from you,<br>\r\n\t <\/div>\r\n<div>\r\n\t<div class=\"row\">\r\n <div class=\"col-md-12 whole_width\" id=\"add_whole_width\" style=\"width: 450px; margin-top: 15px; margin-bottom: 20px;\">\r\n <link href=\"https:\/\/maxcdn.bootstrapcdn.com\/font-awesome\/4.7.0\/css\/font-awesome.min.css\" rel=\"stylesheet\" type=\"text\/css\">\r\n <div class=\"fileupload fileupload-new col-md-4 file_width\" id=\"add_file_width\" style=\"width: 140px; float: left;\" data-provides=\"fileupload\">\r\n <div id=\"fileupload-new img-thumbnail\" style=\"\">\r\n <img class=\"profile_img_preview\" src=\"https:\/\/app.agencyelephant.com\/glu\/resources\/1230000252\/jason_golden_edited2.jpg\" style=\"width: 120px; height: 130px\">\r\n <\/div>\r\n <div class=\"fileupload-preview fileupload-exists img-thumbnail\" style=\"\"><\/div>\r\n <\/div>\r\n <div class=\"col-md-8 details_width\" id=\"add_details_width\" style=\"width: 300px; float: none; display: inline-block;\">\r\n <div>\r\n <strong style=\"float:left;\"><i class=\"fa fa-user\"><\/i> <span id=\"show_first_name\" class=\"item_list\">Jason<\/span> <span id=\"show_last_name\" class=\"item_list\">Golden<\/span><\/strong><br>\r\n <span style=\"float:left;\"><i class=\"fa fa-globe\"><\/i> <span id=\"show_company\" class=\"item_list\">Homestar FC<\/span><\/span><br>\r\n <span style=\"float:left;\"><i class=\"fa fa-briefcase\"><\/i> <span id=\"show_title\" class=\"item_list\">Branch Manager<\/span><\/span><br>\r\n <span style=\"float:left;\"><i class=\"fa fa-mobile\"><\/i> <span id=\"show_mobile\" class=\"item_list\"><span id=\"show_mobile\" class=\"item_list\">8647291059<\/span><\/span><\/span><br>\r\n <span style=\"float:left;\"><i class=\"fa fa-envelope-o\"><\/i> <span id=\"show_email\" class=\"item_list\"><span id=\"show_email\" class=\"item_list\">jason.golden@homestarfc.com<\/span><\/span><\/span><br>\r\n <div class=\"editable-form\" style=\"clear: both; float: left; \">\r\n <i class=\"fa fa-link\"><\/i> \r\n <a data-original-title=\"Edit your website\" data-pk=\"1\" data-type=\"text\" href=\"homstarfc.com\/jasongolden\" id=\"firstname\" class=\"editable editable-click editable-unsaved\" style=\"background-color: rgba(0, 0, 0, 0);\">homstarfc.com\/jasongolden<\/a>\r\n <\/div><br> <span style=\"float:left;\"><i class=\"fa fa-info-circle\"><\/i> <span id=\"show_additional_info\" class=\"item_list\">Call me for a pre-approval today!<\/span><\/span><br>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"col-md-10 signature_disclaimer\" style=\"border-top: 2px dashed #666666;margin-top: 10px;\">\r\n <p id=\"show_disclaimer\" style=\"margin-top: 5px;\">NMLS #580559 GA #71064 Branch NMLS #1895564 NC #I-169895 SC #MLO-580559 Copyright \u00a9 2018. Homestar Financial Corporation NMLS ID #70864. 332 Washington St. NW Gainesville, GA 30501. All Rights Reserved. Georgia Residential Mortgage Licensee #17368. This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity named in this email. Any unauthorized disclosure, use or dissemination is prohibited. If you have received this email in error immediately notify Homestar Financial Corporation\u2019s system manager at emailsecurity@homestarfc.com. This is not an offer to enter into an agreement or a commitment to lend. Disclosures & Licenses<\/p>\r\n <\/div><\/div>\r\n<div>\r\n\t<a href=\"https:\/\/app.agencyelephant.com\/glu\/calendar\/2420\/my_calendar\">My Calendar<\/a><br>\r\n\t <\/div>\r\n<div>\r\n\tPS \u2013 How much home you can afford? Find out how to get a quick and painless<\/div>\r\n<div>\r\n\tmortgage pre-approval in my next email. It's easier than you think!<\/div>\r\n<\/span>\r\n <\/td>\r\n <\/tr>\r\n <tr id=\"canspam\">\r\n <td>\r\n <table width=\"100%\" cellspacing=\"0\" cellpadding=\"0\" border=\"0\" align=\"center\" bgcolor=\"#e8e8e8\">\r\n <tbody>\r\n <tr>\r\n <td class=\"paragraph\">\r\n <div class=\"show-action-on\" style=\"width: 100%; display: none;\">\r\n <i class=\"fa fa-pencil-square-o\" onclick=\"EditText('subscription_panel');\"><\/i>\r\n <\/div>\r\n <p id=\"subscription_panel\" style=\"font-size: 13px; color: rgb(68, 68, 68);margin-top:10px;margin-bottom:10px;padding-left:10px\"> To unsubscribe from all future emails {unsubscribe}<br>\r\n To update your contact information please {contact_info_update} \r\n <\/p> \r\n <\/td>\r\n <\/tr>\r\n <tr>\r\n <td class=\"paragraph\"> \r\n <table width=\"100%\">\r\n <tbody>\r\n <tr style=\"width:100%;\">\r\n <td style=\"width:80%;\">\r\n <div class=\"show-action-on\" style=\"width: 100%; display: none;\">\r\n <i class=\"fa fa-pencil-square-o\" onclick=\"EditText('info_panel');\"><\/i>\r\n <\/div>\r\n <p id=\"info_panel\" style=\"font-size: 13px; color: rgb(68, 68, 68);padding-left:10px\"> \r\n <b>This email is sent to {email} by:<\/b><br>\r\n Homestar FC, 109 Caledon Ct. Suite C, Greenville, South Carolina, 29615, USA<br>\r\n <!-- You are receiving this email as a user and subscriber of Homestar FC, <br>\r\n We periodically send newsletters with tips , tricks and updates on Homestar FC, -->\r\n <\/p>\r\n <\/td>\r\n <td style=\"width:20%;\"> \r\n <\/td>\r\n <\/tr>\r\n <\/tbody>\r\n <\/table>\r\n <\/td>\r\n <\/tr>\r\n <\/tbody>\r\n <\/table>\r\n <\/td>\r\n <\/tr>\r\n<\/tbody><\/table>","templateId":"523115907034465ed03556e7ae31230000252"}