{"teamId":"11677","campaignId":"1182","seriesId":"22918","from_email":"atabio@certifiedhomeloans.com","email_subject":"Tips for buying a house","attachment":"","email_message":"\r\n\t\r\n\t\t\r\n
\r\n\t\t\t
\r\n\t\t\t\t<\/i>\r\n\t\t\t<\/div>\r\n\t\t\t
\r\n\tHi {first_name},
\r\n\t <\/div>\r\n
\r\n\tI still remember the look of shock on Deb and Ali's faces when they were hit with $3700 in<\/div>\r\n
\r\n\tclosing costs they had no idea were coming.
\r\n\t <\/div>\r\n
\r\n\tThey were one of my first Buyer clients when I started in Real Estate a number of years<\/div>\r\n
\r\n\tago. I hadn't properly prepared them for their house hunting journey to come. And so their<\/div>\r\n
\r\n\tjoys of finally becoming new home owners were quickly hit with a cold dose of reality.
\r\n\t <\/div>\r\n
\r\n\tSince then, I've made it my mission to have home buyers like you completely armed and<\/div>\r\n
\r\n\tready with knowledge.
\r\n\t <\/div>\r\n
\r\n\tWhat You NEED to Know Before Buying Your Next Home:<\/u><\/span><\/div>\r\n
\r\n\t <\/div>\r\n
\r\n\t1.   How much you can afford<\/strong><\/span>
\r\n\t <\/div>\r\n
\r\n\tHaving a pre-approval for a mortgage adds to your negotiating strength. In fact -<\/div>\r\n
\r\n\tsome Sellers even request you add proof of pre-approval to an offer to purchase<\/div>\r\n
\r\n\ttheir home. It's a crucial first step to home-ownership that saves you the time and<\/div>\r\n
\r\n\theartache of finding a home you love but can't afford.
\r\n\t <\/div>\r\n
\r\n\tPro Tip:<\/strong>
\r\n\t <\/div>\r\n
\r\n\tUse a mortgage broker to help get the best mortgage for your needs. Most people go<\/div>\r\n
\r\n\tthrough the bank where they have their chequing or savings account, simply<\/div>\r\n
\r\n\tbecause they don't know any better. In my next email I'll tell you why I choose a<\/div>\r\n
\r\n\tbroker over a bank rep, all day every day. I think you'll find it a really useful read!
\r\n\t <\/div>\r\n
\r\n\t2.   You need a reserve for closing costs<\/span><\/strong><\/div>\r\n
\r\n\t <\/div>\r\n
\r\n\tThe big ones include land transfer taxes and legal fees, among a host of others like<\/div>\r\n
\r\n\tmortgage insurance, utility hookups, and moving costs. A safe reserve is about 2-4%<\/div>\r\n
\r\n\tof the purchase price of your home; so if you're looking at properties around $300<\/div>\r\n
\r\n\t000, that's about $6 000 - $12 000 in closing costs.<\/div>\r\n
\r\n\t <\/div>\r\n
\r\n\t3.   I'm here to protect you.<\/strong><\/span>
\r\n\t <\/div>\r\n
\r\n\tWhat happens if you need to sell your current home before closing on a new one? Or<\/div>\r\n
\r\n\tif a home inspection turns up a leaky A\/C unit and you the Seller can't decide who's<\/div>\r\n
\r\n\tto pay to fix it? A savvy Realtor guides you through your options and negotiates<\/div>\r\n
\r\n\t <\/div>\r\n
\r\n\tpowerfully on your behalf. They protect you from potential legal trouble with a<\/div>\r\n
\r\n\tthoroughly crafted offer to ensure your best interests are properly secured.<\/div>\r\n
\r\n\t <\/div>\r\n
\r\n\tHave any questions? That's what I'm here for. Feel free to contact me via email or my direct<\/div>\r\n
\r\n\tline below.
\r\n\t <\/div>\r\n
\r\n\tAlways happy to help,<\/div>\r\n
\r\n\t <\/div>\r\n
\r\n\t
\r\n \r\n
\r\n
\r\n \r\n <\/div>\r\n
<\/div>\r\n <\/div>\r\n
\r\n
\r\n <\/i>   Alejandro<\/span>  Tabio<\/span><\/strong>
\r\n <\/i>   Certified Home Loans<\/span><\/span>
\r\n <\/i>   Loan Officer<\/span><\/span>
\r\n <\/i>   (786) 971-6775<\/span><\/span>
\r\n <\/i>   atabio@certifiedhomeloans.com<\/span><\/span><\/span><\/span>
\r\n
\r\n <\/i>  \r\n certifiedhomeloans.com<\/a>\r\n <\/div>
\r\n <\/i>   NMLS #: 1026927<\/span><\/span>
\r\n <\/div>\r\n <\/div>\r\n <\/div> 
\r\n\tMy Calendar<\/a>
\r\n\t <\/div>\r\n
\r\n\tPS \u2013 Remember to look out for my next email where I'll fill you in on why you should always<\/div>\r\n
\r\n\tshop for a mortgage through a Mortgage Broker. It's a must-read when shopping for a new<\/div>\r\n
\r\n\thome.<\/div>\r\n<\/span>\r\n <\/td>\r\n <\/tr>\r\n
\r\n \r\n \r\n \r\n \r\n
\r\n
\r\n <\/i>\r\n <\/div>\r\n

To unsubscribe from all future emails {unsubscribe}
\r\n To update your contact information please {contact_info_update} \r\n <\/p> \r\n <\/td>\r\n <\/tr>\r\n

\r\n \r\n \r\n \r\n
\r\n
\r\n <\/i>\r\n <\/div>\r\n

\r\n This email is sent to {email} by:<\/b>
\r\n Certified Home Loans, 1200 S. Pine Island Rd. Suite 670, Plantation, Florida, 33324, USA
\r\n \r\n <\/p>\r\n <\/td>\r\n

\r\n <\/td>\r\n <\/tr>\r\n <\/tbody>\r\n <\/table>\r\n <\/td>\r\n <\/tr>\r\n <\/tbody>\r\n <\/table>\r\n <\/td>\r\n <\/tr>\r\n<\/tbody><\/table>","templateId":"528015705564145d9cc9fed50d411677"}