Time is running out {first_name} to opt out of the Washington State Long Term tax.

We started Suzie Health Solutions out of the RJ Martinez Agency in Quincy nearly eight years ago to focus on health insurance and the state exchange. The last couple of years we added a exchange for shopping for Long Term Care. Yes, we have a well established way to purchase a Long Term Care Policy.

If you have not seen our video, heard or pod cast or read through our blog on Long Term Care then here is some additional resources for you.

We recognize that not everyone is comfortable with $.58 per ever $100 earned going into a Washington state policy that pays out $100 per day up to $36,500. When we mean Washington state, we mean only usable in Washington state. To opt out, {first_name} has to have a policy in play prior to November 1, 2021. Underwriting is currently taking a little over 40 days and we have heard of at least one Company already leaving the marketplace. If you want to opt out then you want to start now. 

At Suzie's Health Solutions, we have set up an option that is portable with use even if you don't require long term care. 

Easy shopping tools. 

If you have messenger/ facebook then one of the easiest tools out there is our exchange Just answer a few questions and you are looking at a quote in a couple of minutes.

Here is our solution for {first_name}: Team McColm's Insurance Exchange 

• Fill in the basic information.

• Death Benefit: Select $100,000 (you cannot go lower than $80,000 at 4% if you want to beat the state)

• Long Term Care Rider: With LTC/Chronic Illness

• Percentage of Death Benefit per month for LTC: 4%

• Product is Universal Life

You can have more but in order to be able to opt out, you are required by Washington State to have more coverage. 4% of $100,000 provides a person with up to $4000 per month which is more than the $100 a day offered by the Washington state plan. 

If you are not comfortable starting the process on your own or would like a traditional appointment then we also do those. 

Click here for an appointment. 

Those are the basics on how a person opts out of the Washington State Long Term Care tax. Do not hesitate to contact Suzie and Matt if you have questions about this or other Life and Health Insurance needs.