Hi  {first_name} 

I hope you appreciated the first couple of Tips I shared with you, here are a couple more.

Tip #3

Don’t move your money around without a paper trail: Your lender will need the most recent bank statements before you go to settlement, so if you have any unusual deposits you will need to provide complete documentation of where the money came from. If possible, it’s best to move the cash you will need for your home purchase into one account before you apply for a mortgage. If not, make sure you have complete and accurate records readily available.


Tip #4

Don’t increase your debts: In addition to your credit score, your debt-to- income ratio is extremely important to a loan approval. If you take on more debt you could be in danger of going above the maximum acceptable debt-to-income ratio.


There are 4 more tips that I want to share with you. In the mean time if you want to discuss getting qualified to start shopping with a Prequalification (You know how much you can spend) book an appointment today! Did I mention that there is no cost to work with me.


To talk to me can reply to this email or use this LINK to book an appointment with me.
 
I look forward to speaking you in the next day or two! Thanks for booking your appointment!
 
Richard
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