Hi  {first_name} 
 
Thanks for responding to my Face Book survey and expressing your interest in getting pre-qualified for a mortgage as you search for your new home!
 
My name is Richard and I’m an experienced and knowledgeable Mortgage Broker ready to help you in your search for the perfect home for you and your future!
 
Our survey asked you if you had filed for bankruptcy in the last 3 years, to which you responded – Yes.
 
I know that bad things can happen to good people, like you.
 
Here are a few things that you need to know about bankruptcy and mortgages.
 
  1. You must be discharged from the bankruptcy for a minimum of 2 years before there is any chance of a lender considering a mortgage application from you.
 
  1. You must have reestablished your credit following the discharge. Further, after bankruptcy you cannot miss any payments moving forward.
 
  1. Most lenders and Insurers will require a down payment greater then the minimum 5%, often a 20% down payment will be required following discharge from bankruptcy.
 
If you are discharged from your bankruptcy for at least 2 years and you have at least a 10% down payment please reply to this email and I will be happy to work with you to try and obtain a mortgage for you.
 
Thanks; I hope to hear from you soon!

Richard

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