Hi {first_name},

In the first email, I promised you the 5 biggest mistakes made when buying a home.

#1 Not Hiring a Professional Inspector

Hiring a local professional inspector to check all the pipes, sockets, cracks and wood is an absolute must.

You wouldn’t believe how many times I have seen a house that looks great on the surface but turns out to have rotted wood, leaky pipes, electrical and other expensive repairs hidden away.

Once you know the repairs and their cost, your realtor can negotiate with the seller to pay for repairs or give you a credit.
How so, you ask?

• The inspector will compile a list of all the repairs to be done and give a quote for repairs.

• Go back to the seller and offer one of 2 options; A) reduce the asking price by said amount, or B) Ask them to complet the repairs before the sale, or C) Ask them for a credit toward your closing costs.

2. Having an Unrealistic Budget

Do you know how much money you spend each & every month?

I have a free download on my website which is an easy to use Excel spreadsheet - Toniryan.com

There are also some great apps - Every Dollar

Track your outgoing expenses for a couple months, and you’ll get a much better idea of what you can and....want to afford. If this is something new to you, I am here to help - just call me.

#3 Low or No Down Payment

When considering your mortgage options, it’s smart to have money for a down payment.

Basically, the more you can pay in to begin with (20% being really good) the better.

Without getting too technical, it’s better if you have money set aside for a down payment.

Don’t worry, I will explain how it works in just a bit. There are 3%, 5%, 10% and 15% down payment programs but they have added costs.

If you are selling your previous property and moving up, reply to this email, and I will explain your options here.

#4 Added Costs

Like I mentioned in #3, you need to know how much you're currently spending, and how much you'll have to pay for the new home.

Utilities, maintenance costs and taxes can quickly take “affordable” properties right out of your budget.

You can even ask for copies of utility bills from the seller to help you budget.

Ok… Here’s one I promised to reveal in the last email.

Both sales parties usually FAIL here…

5. The Photos

I have seen far too many properties with bad quality images. 

A fantastic green garden oasis that looks like a snapshot of a bush at the local park.

Also - great photos can make the property look better than it is.

Here’s a tip...

Whether buying or selling, do not depend on the photos...

If you are buying and like the area or the amount of rooms or the amenities -- go and check the property out in person!

Sellers - Photos are the single biggest selling point to getting qualified people into your home for a tour, so don't skimp on here.

Interested in learning how to get professional photos for next to nothing?

In the next email, I will reveal a little trick you can use to get professional photos for very little money.

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P.S. If you’re interested in a technique to help you sell quickly, you will not want to miss the email. It'll be in your inbox in a couple days.