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Hi {first_name}, Here is another wallet destroying mistake... #2 Not Understanding Your Loan Options As you might imagine, this one is big. Even people who have a mortgage often do not understand how it works exactly. Here’s are the key factors… To help you out even more, I am going to sprinkle in a few money saving tips here and there. My gift to you :) So first of all, a mortgage is made up of 4 constituent parts…
Well… a mortgage will also have a small of mountain of paperwork to get through, but a mortgage professional will help you get through it in no time. I'd be happy to help, so if you'd like to take me up on that, schedule a time here: (INSERT ONLINE CALENDAR LINK HERE) Ok so the two parts that you already know quite a bit about are Principal and Interest. They are the most discussed and often other details get overlooked. I’ll cover interest in an upcoming email. Here is a common mistake many, many people make -- they go chase after the lowest interest rates. This is a BAD idea. Why? Well, because the people who lend you the money know that it is pretty much the only thing on a borrower’s mind (read YOU). They are dangling a carrot. So, if you’re not feeling like a donkey… Here’s a tip... Shopping around for the best mortgage rate is a huge mistake… most lenders will tell you how low their rates are, but forget to mention that they have "hidden" charges. You need a good, honest lender (which means understanding how they work on a deep level) instead. How? Schedule a call with me here: (INSERT ONLINE CALENDAR LINK HERE). I know the lenders (and their terms and conditions, even the fine print) and will get you the best deal. Anyhow... I have a great little “secret” tip that could save you a considerable amount of money in taxes, IF done the correct way. Be on the lookout for that in the next email where I'll reveal it to you. {email_signature} |
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