Hi {first_name},

This is an extremely common question, and for good reason, too.

There are various “rules of thumb” but they are not reliable and frankly, get outdated quite quickly.

But that’s ok, I have two great ways to get you on the right track.
 
First of all, you could try out using a Mortgage Rate Calculator like this one: (LINK TO YOUR MORTGAGE RATE CALCULATOR TOOL HERE)
 
I know how difficult it can be to find the right home. And how many times you can change your mind.

I have done it myself…
 
People start asking questions like...

What if I increase my down payment?

What if I extend the loan duration?

What if?

Here’s a tip…
 
Even a change of the type of property can change how much down payment you need.
 
So yeah… a single-family home is different than a condo, but you already knew that, right?

We all change our minds, we’re human, so if you need a ‘quick insight’, use a mortgage rate calculator and you should be on your way.

And secondly… speak to a mortgage professional!

We know what we are doing (most of us, anyway), we understand where the market is at and what’s more important… and because the industry is always in flux, we know exactly what is needed today and we can tailor the solution to your particular circumstances.

So, with your entire situation and desires considered…

I can advise you on EXACTLY the best path to choose, based on your needs.

Find the option that will get you in the right home at a rate and payment you can afford.

When you're ready, please schedule a time for consultation here: (INSERT ONLINE CALENDAR LINK HERE)


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