Hi {first_name},

 

Here is another wallet destroying mistake...

 

#2 Not Understanding Your Loan Options

 

As you might imagine, this one is big.

 

Even people who have a mortgage often do not understand how it works exactly. 

 

Here’s are the key factors…

 

To help you out even more, I am going to sprinkle in a few money saving tips here & there. My gift to you :)

 

So first of all a mortgage is made up of 4 constituent parts…  

PITI for short. And each of them play a different role. 

 

Well… a mortgage will also have a small of mountain of paperwork to get through, but a mortgage professional will help you get through it in no time. 

 

I'd be happy to help, so if you'd like to take me up on that, schedule a time here:  (INSERT ONLINE SCHEDULING LINK HERE)

 

Ok so the two parts that you already know quite a bit about are Principal and Interest. 

 

They are the most discussed and often other details get overlooked. 

 

I’ll cover interest in an upcoming email.

 

Here is a common mistake many, many people make -- they go chase after the lowest interest rates.

 

This is a BAD idea. 

 

Why? 

 

Well, because the people who lend you the money know that it is pretty much the only thing on a borrower’s mind (read YOU).

 

They are dangling a carrot. 

 

So if you’re not feeling like a donkey…

 

Here’s a tip... 

 

Shopping around for the best mortgage rate is a huge mistake… most lenders will tell you how low their rates are, but forget to mention that they have "hidden" charges. 

 

You need a good, honest lender (which means understanding how they work on a deep level) instead. 

 

How? 

 

Schedule a call with me reply to this email or text me at 720.650.2288.

 

I know the lenders (and their terms and conditions, even the fine print) and will get you the best deal.

 

Anywho.

 

I have a great little “secret” tip that could save you a considerable amount of money in taxes, IF done the correct way.

 

Be on the lookout for that in the next email where I'll reveal it to you. 

 

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