Hi {first_name},

This is Jeff Barnes from Feldman Kia of Novi. I just left you a VM. I wanted to reach out to you because Feldman has arranged a new 3.99% financing program through our lenders. Our records indicate you are paying {rate}% interest on your {year} vehicle and this special program would be a great opportunity for you to lower your payment and get into something newer. If you're interested, please call me right away as the program is only available for a very short period of time. My number is 947-333-8417.

Thanks, and I look forward to hearing from you!

Jeff Barnes
Finance Director
Feldman Kia of Novi
947-333-8417

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