Hi {first_name},

So in the first email, I promised you the 5 biggest mistakes you can make when buying a home.

#1 Not Hiring a Professional Inspector

Hiring a local professional inspector to check all the pipes, sockets, cracks and wood is an absolute must.

You wouldn’t believe how many times I have seen a house that looks great on the inside and out, but turns out to have rotted wood, leaky pies, bad electrical and other expensive repairs hidden away.

Now, if you really like the home and the neighborhood, there is a chance to strike a deal with the previous owners.

How so, you ask?

• Get the inspector to compile a list of all the snags and repairs to be done

• Get the inspector to estimate the price of the work that needs to be fixed, and have him/her sign it

• Go back to the seller and offer one of 2 options; A) reduce the asking price by said amount, or B) Ask them to hire someone to complete the work before the sale

2. Using an Unrealistic Budget

Do you know how much money you spend each & every month?

I like this app: EveryDollar

You can also use an Excel spreadsheet or another app, as there are quite a few out there.

Track your outgoing expenses for a couple months, and you’ll get a much better idea of what you can afford. If this is something new to you, it might be quite frightening.

#3 Low or No Down Payment

When considering your mortgage options, it’s always good to have at least 3.5% for down payment.

Without getting too technical, it’s better if you have money in a 401k or in a Checking/Savings account as assets to better your loan approval.

Make sure you explored down payment assistance options.(See our brochure attached).

For a free customized quote on how much you can qualify for and estimated monthly payments,schedule a free call with me and I will explain your options.
Click here to schedule a call

#4 Added Costs

Like I mentioned in #3, you need to know how much you're currently spending, and how much you'll have to pay for the new home.

Utilities, maintenance costs and taxes can quickly take “affordable” properties right out of your budget.

Here’s a tip...

Whether buying or selling, assume that the photos have done the property absolutely ZERO justice…

If you are buying and like the area or the amount of rooms or the amenities -- go and check the property out in person! You might get a pleasant surprise.

If you are selling -- make sure to get great quality photos by a professional photographer. It will be well worth the tiny investment.

Photos are the single biggest selling point to getting qualified people into your home for a tour, so don't skimp on here.

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P.S. If you’re interested in getting pre-approved with down payment and monthly payment options schedule an appointment on the calendar or call us directly at 952-777-2250