Hey {first_name},
 
Did you know that refinancing your mortgage may get you a better rate than your current
one?
 
When it’s time to renew your mortgage, reach out to a Mortgage Broker before making any
decisions with your current lender.
 
You can take advantage of a completely new mortgage amount, interest rate, and
amortization schedule.
 
That can save you a LOT of money over time!
 
In fact, a wealth of benefits may be available to you. These include the ability to:
 
  • Free Up Funds
By refinancing, you may be able to access some of your home’s equity. This extra
money can help you to pay for home projects like a kitchen reno, or make a
substantial contribution to your investment plan.
 
  • Pay Back Debt
A refinance may help you pay off some of your high-interest debt, such as credit
cards or a car loan. Through a variety of refinancing options, you can consolidate all
your outstanding debts in to one low monthly payment.
 
  • Build Equity
If you’re in the position to make monthly payments that are higher than usual,
consider reducing the length of your mortgage. Switching from a 30-year to a 20 or
15-year mortgage means more of your payments will go towards the principal versus
interest. This in turn allows you to build equity in your home quicker – and pay your
home off sooner!
 
When your mortgage is up for renewal, give me a call.
 
Let’s explore your refinancing options to get the best rate on your loan and put more money
back in your pocket.
 
In financial health,
 
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