Hey {first_name},
 
Real quick…
 
…In uncertain times, you need a lending partner you can count on.  ION Capital Solutions has upgraded their real estate investor programs and proud to offer investors DSCR Loans with 45-Day Free Rate Locks!  Plus fast turn times means you get funded faster.  Our average turn time for purchases is 33 days and for refinances is 31 days,
 
With our diversified suite of loan programs, the sky is the limit when it comes to financing investment properties. And you don't have to stick to just one type of loan!

Short-Term Investment Property Financing

 
FixNFlip Program
 
  • Up to 90% LTC and 70% ARV
  • Rates starting at 8.00%
  • Experience Investors pay interest only on disbursed funds
 
Bridge Program
 
  • Interim Financing
  • Up to 75% LTC/75% LTV
  • Fast closing, exterior valuations only
  • Rates starting at 8.00%
 
New Construction Loans
 
  • Rates from 8.99%
  • Up to 85% LTC for experienced builders
  • Up to 70% LTV
  • Borrow up to 100% of build cost
  • Property types
  • SInge-Family
  • Multi-Unit (up to 20 units)
  • Little or no money down if lot already owned
  • Project must be permit-ready
  • Non-owner occupied
  • Minimum FICO: 620
  • Loan Amounts: $150k - $2.5M
  • 12 or 18 months I/O
  • Fast Closings 

Long-Term Investment Property Financing


Rental Loan Program
  • Loan Size: $50K-$1M
  • Loan Terms: 5-30 years, IO and amortization options
  • Max LTC/LTV: Up to 80% LTV
  • Pre-Pay Penalty: Yes
  • DSCR Requirement: 1.20 to 1.30
  • Liquidity: 3 Months Interest Reserves 
  • FICO: 660
  • Property Types: Single-family, townhouse, 2-4 units

Standard Portfolio Loan
 
  • Loan Size: $500k - 100M+
  • Loan Terms: 5 or 10 years
  • Max LTC: 70% for new acquisition
  • Max LTV: 75%
  • Amortization: IO and amortization options
  • DSCR Requirement: 1.20
  • Interest Rate: 7.375%
  • Property Types: Single-family, Condo, Multi-Family (<40 units)
 
 
Portfolio Express Rental Loan
 
  • Loan Size: $200k - 3MM
  • Property Value Minimum: $100K
  • Unit Acquisition Minimum: 2 (1 property allowed if is multifamily)
  • Loan Terms: 5/1 
  • Minimum FICO: 680
  • Purchase Max LTV: 80%
  • Refinance Max LTV 75%
  • Amortization: IO and amortization options
  • DSCR Requirement: 1.15
  • Interest Rate: 7.375%
  • Property Types: Single-family, 2-4 units, Condo, Multi-Family 5-8 units

If you have any questions or if I can help with any potential deals now or in the future, please feel free to reach out at 202-499-4935

 
Thank you for your time

Christopher Van Buren

Account Manager 

Direct Line: (202) 499-4935

Click Here To Schedule A Call

30 Lakeside Drive | Centerport, NY | 11721

 



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