This Coverage Can Pay For Collision Damages to your Vehicle

Do You Need Collision Insurance?

Protect your vehicle from damages by adding this optional coverage!

Collision Coverage will pay for repairs to your auto in the event of a covered loss. As the name suggests, Collision Insurance will cover most damages to your vehicle that are the direct result of an automobile accident. 

There are 3 forms of Collision Insurance available in Michigan. Learn more about the differences below:

  • Limited: No coverage if the accident is your fault. If the accident is not your fault, you may be covered after paying your deductible.
  • Standard: You may be covered, regardless of fault, after paying your deductible
  • Broad Form: No deductible if the accident is not your fault. If the accident is your fault, you may be covered after paying your deductible.

What is an Insurance Deductible?

Choosing the right deductible for your budget


Your Collision Insurance will have a Deductible - This is the amount you will be responsible for paying in the event of a claim. 

If you experience a Collision loss and your Collision Deductible is $1,000 Standard, you would receive any payout for the claim less $1,000.

Lower and higher deductibles are available, but you should select the amount you would be comfortable with and that makes sense for you.
Products: Home, Health, Life, Business, Travel, and more!

Our Independent Agency works with several carriers to find the best coverage at the best rates.

Call today to get started!

Hours

Monday: 8:30 - 4:30
Tuesday: 8:30 - 4:30
Wednesday: 8:30 - 4:30
Thursday: 8:30 - 4:30
Friday: 8:30 - 4:00
Saturday: By Appointment
Sunday: Closed
 
Image: Don't slap a band-aid on it, have your car fixed right. After an accident we can be left wondering about the safety rating of a vehicle.
Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify, or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services, and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

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