This "Other Than Collision" Coverage Can Pay For Other Damages to your Vehicle

Do You Need Comprehensive Insurance?

Protect your vehicle from damages by adding this optional coverage!

Comprehensive Coverage, commonly referred to as "Comp", is a coverage that will pay for damages to your auto in the event of a loss. This coverage is also known as "Other-than-Collision" because it will cover most damages that are not the result of an automobile accident.

Some commonly paid Comprehensive claims include:

  • Theft or Vandalism
  • Glass Breakage
  • Animal Damage 
  • Flood or Fire

What is an Insurance Deductible?

Choosing the right deductible for your budget


Your Comprehensive Insurance will have a Deductible - This is the amount you will be responsible for paying in the event of a claim. 

If you experience an Other-than-Collision loss and your Comp Deductible is $1,000, you would receive any payout for the claim less $1,000.

Lower and higher deductibles are available, but you should select the amount you would be comfortable with and that makes sense for you.
Products: Home, Health, Life, Business, Travel, and more!

Our Independent Agency works with several carriers to find the best coverage at the best rates.

Call today to get started!

Hours

Monday: 8:30 - 4:30
Tuesday: 8:30 - 4:30
Wednesday: 8:30 - 4:30
Thursday: 8:30 - 4:30
Friday: 8:30 - 4:00
Saturday: By Appointment
Sunday: Closed
 

Image: Collision with an animal such as a deer is the one exception to the "other-than-collision" exclusion. This type of collision would be considered Animal Damage and be paid under your Comp.
Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify, or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services, and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

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