Protection for Renters

Who needs Renter's Insurance?

Renter's Insurance is for anyone who is renting an apartment, condo, dorm room, house, etc. (If you're the landlord renting out a dwelling - there are special policies for you)

Does your Complex/Landlord require you to have insurance? You can get a quote with us - We'll send proof of insurance and make sure your policy meets any requirements. Even if they do not require it these policies usually cost <$1 per day, and protects you in many different ways!

A standard Renter's Insurance Policy typically includes three types of coverage - Personal Property, Personal Liability, and Additional Living Expenses - Check out this video to learn more: https://youtu.be/llXiZrgAQ_A

The average renter has nearly $28,000 worth of belongings! If your Personal Property is stolen or even damaged in a fire, your landlord typically won't cover anything. This is why you need Renter's Insurance to help protect everything you own!

Which Personal Property Limit is Best?

Do you have the right amount of protection?

Think for a moment - what are the most expensive items you own? Furniture? Jewelry? Electronics? Add up the total for all those items. Then add in the cost of all your clothes, towels, dishes, shoes, toys etc. Everything. How much money would it take to replace all of your belongings? This total is the MINIMUM amount you should select for Personal Property, to ensure that every item has coverage! 

PS: Some of the high-ticket items should be listed individually to avoid hitting sub-limits for certain types of property. Always consult your agent to get clear picture of what is covered and at what limit!