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Being over or underinsured is one of the MANY mistakes that can potentially result in major unnecessary insurance costs . The additional cost of premiums for coverage you don’t need will add up to a significant amount over the years. 

Over paying just $50 a month over a 20 year period is 12 THOUSAND DOLLARS paid to insurance companies you should have kept. 

That vacation you skipped out on or that addition to the house? It could have and should have been yours to do. 

On the other hand, if you aren’t sufficiently covered and disaster strikes, the out-of-pocket costs could be devastating. Working closely with an experienced homeowners insurance agent will help you avoid either of these extremes.

Some of the costly mistakes homeowners make are:

• Including the price of land in the amount of insurance coverage (you won’t have to replace the land, so buy coverage in only the amount it would cost to rebuild your home)
• Not reviewing policy needs and coverage amounts regularly
• Failing to maintain an updated inventory of personal possessions, jewelry, and other valuables
• Not having a clear understanding of policy limits and exclusions
• Confusing cash value and replacement cost coverage
• Not comparing costs or comparing and choosing the cheapest policy without regard to policy provisions.
• Choosing a deductible that does not align with your financial situation

As an experienced agent with Jacks Insurance, I have the knowledge and expertise to help you avoid these and other costly mistakes homeowners can make with their insurance coverage. Give me a call at 405-592-4461 to schedule an appointment at your earliest convenience or schedule some time on our calendar here CLICK TO SCHEDULE.

Jacks Insurance
Josh Jacks-Agency Owner
Call/Text: (405)592-4461
Email: josh@jacksins.com
Website: jacksins.com