Hey {first_name},
 
Debating whether you’re ready to own a home? Purchasing one is arguably the
biggest investment you’ll ever make, so your decision to buy shouldn’t be taken
lightly.
 
Thus, below are 3 signs to help you decide if you’re ready to become a home owner
  1. You can qualify

    If you haven’t gained control of the debt you already have, then the addition
    of a mortgage debt can become an extreme burden. Lenders want to see a
    healthy debt to mortgage ratio and credit score before they qualify you for a
    mortgage. If you’ve done the research and have the right amount saved for a
    down payment, then you may be ready to make the move.
    Keep in mind that if you have less than a 20% down payment, you’re
    required to further purchase mortgage insurance, and this premium is added
    to your monthly mortgage payments.
     
    2. You have enough $ for extra home owner costs

    Once you’re a homeowner, you’ll also have to pay for a few more expenses
    each year. These include property taxes, utilities (like gas, water and
    electricity) and ongoing maintenance costs (ie. for any repairs that may arise
    unexpectedly.)
     
    3. You can handle the maintenance and repair responsibilities

    Unless you’re moving into a condo or townhouse that includes the
    maintenance, you’ll need to take care of all the repairs on your own. These
    include necessary tasks like painting, yard work, cleaning the gutters,
    changing furnace filters, and fixing leaks, among other common maintenance
    items.
Owning a home is an exciting process, but the qualifying requirements, extra costs,
and responsibilities can make or break your decision.
 
Allow me help you get a clearer idea of whether you’re ready to make the leap or
not.
 
Give me a call today and let’s chat: {{default_phone}}
 
Looking forward to hearing from you,
 
{email_signature}

 
PS – How much home you can afford? Find out how to get a quick and painless
mortgage pre-approval in my next email. It’s easier than you think!

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