Hey {first_name} - Do you think life insurance
is a waste of money?
If you do, then you're not alone.

Many people start off thinking that life insurance is a waste of money because none of us anticipate passing away any time soon.  
 
So why would we pay for something that we likely won't need?  
 
Unfortunately, this way of thinking is what causes devastating financial hardship to thousands of families all across the country every year.  
 
With that said, not everyone needs life insurance.  
 
For example, if you're a single person under 50 with a good paying job, low amounts of debt, and no plans to start a family anytime soon, then life insurance would likely be a waste of money.  
 
But if you're a business owner with people who rely on you and a family at home that depends on the income from the business for their livelihoods, then that's a whole different story.  
 
In this case, life insurance is extremely important to have, even if you don't plan on passing away anytime soon.  
 
Life insurance isn't something you get when you know you'll be passing away soon. By then it's too late.  
 
The point of life insurance is to be a protective net as you live your normal life.  
 
It's a replacement plan that protects your loved ones and your business just in case something happens.  
 
It keeps the mortgage paid so they don't lose the house. It keeps the car payments made. It keeps the kids in school.
 
Essentially, it gives the family time to make the necessary adjustments if needed without having to worry about losing the house, the car, the school, etc.  
 
Kind of like car insurance. We don't plan on being in an accident and hopefully we never will.  
 
But we have the insurance just in case because you just never know when something outside of your control will happen.  
 
So, I hope this provides some clarity on when life insurance is worth it and when it's not.  
 
It all depends on your situation.  If you're a business owner and have a family, I highly recommend you begin considering your life insurance options as soon as possible.  
 
To help with that, you can request your very own Custom Business Life Insurance Plan by clicking the button below.  
 
Talk again soon!
 
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👉 Request Your Custom Life Insurance Plan

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