Hey {first_name} - I want to share the #1 factor
that impacts the cost of life insurance
and how waiting too long can make it
MUCH more expensive.

It's your age. Let me explain.

 

Life insurance is a great way to financially protect your loved ones, but it can also be a major long-term investment.

 

Over a period of years, even a slightly lower monthly premium can yield major savings.

 

Unfortunately, many people put off getting life insurance until it's too late or too expensive, leaving their loved ones at financial risk.

Obviously the younger you are, the less likely you are to pass away in the near future, so the lower your monthly premium will be.

 

This is precisely why waiting too long to get life insurance not only puts our loved ones at risk financially should something happen to us...

 

But it also makes it more expensive with every year that you wait.

 

The other thing to consider regarding your age is that the longer you wait, the more likely your health can take a downturn.

 

We would all like to think we will always be in good health.

 

However, the reality is, the older we get, the higher our risk for developing health problems.

 

So in addition to being in a higher age bracket that increases your monthly premium costs, any developed health problems will also send your costs skyrocketing.

 

This is why getting a life insurance policy with a minimal amount of death benefit, even if it's not as much as you might need right now, can be a smart way to at least lock in your monthly premium rate so it doesn't go up over time.

 

With a whole life policy, you can always increase your policy amount later if you need to.

 

But at least your rates are locked in at a younger age bracket while you're in good health, so it doesn't become significantly more expensive later on.

 

I hope this brings some clarity as to why waiting to get some type of life insurance can be FAR more costly than locking in the rates you can currently get today.

 

If you have questions or would like to at least explore your life insurance options, click the button below to request your Custom Life Insurance Plan.

 

 

Yours truly,

{{user_first_name}} {{company_name}}