Hi {first_name}!

My name Jonathan Ferrell with the Two Mortgage Guys in Temecula California.

I know I am coming out of the blue here, but the reason for my email is because public records show that you currently have a VA home loan with a {first_loan_interest_rate}% Interest rate.

Rates have dropped and home values have increased where we could complete a Streamline Interest Rate Reduction loan and drop your monthly payment. This would allow for you to skip a payment and save money! We also would credit you $2,000 towards closing costs.

I would love to connect with you sometime this week to see how we can assist you in exploring your Refi options. Would you be available?

Thank you very much for your service and I hope you have a wonder day!

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