{first_name},
How have you been? Just reaching out. We saw some information that you would be interested in evaluating whether you have the best coverage. Not all insurance companies have the same coverage for the same cost. Here at Harold Loyd Farmers Insurance agency, our goal is:

To help reduce your risk
To have the best coverage at the best cost
To ensure you don't have gaps in your coverage.

For instance, did you know that according to the Tx Dept of Motor Vehicles, 1 out of 3 drivers are uninsured or underinsured (do not have enough coverage) According to the Texas records in 2014, the average settlement in an auto accident was around $411,000. If you have the state minimum (30/60/25), this means your insurance company would only pay $30,000 for one injured party and up to $60,000 for the rest of any other injured party. The courts then would rule that you would have to pay the rest. (This is just an example. Real events may differ). Are you covered?

We are here to help keep one bad day from turning into one bad life.

Let us work together to come up with a plan that fits your insurance needs.

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