Hey {first_name},

I know the timing wasn't right for us to earn your business when we looked at rates last time, but I just wanted to let you know that I took another look, and I was able to get your auto insurance down to ${price_quoted_-_auto}/6 mo with the same coverage limits requested, and we can get your home insurance to ${price_quoted_-_home}/yr with our full replacement cost policy.

Why don't you give me a call and we can go through that together?