The importance of insurance on Valentine's Day.

The importance of insurance on Valentine's Day

Many of you will be giving a Valentine's Day gift to the one you love, and some of you will not even acknowledge this overly priced Holiday. wink Whether it's chocolate, jewelry, flowers, or apparel, it is estimated U.S. consumers will spend close to $20 billion for Valentine's Day. Whatever you purchase this Valentine's Day make sure you take the appropriate steps to insure your valuables.

Homeowners and renters insurance policies provide coverage for personal property; however, there are limits. Get your policy documents out to review the max amount per item. If you have a valuable item over the amount, we can provide you a personal articles floater. Keeping inventory of what's in your home, as well as appraisals for expensive items like jewelry and other valuables, can be very beneficial during the claims process. I encourage each one of you to take inventory.

If you plan on going out for a nice Valentine's Day (you may be paying too much for dinner), please drive safe and enjoy your time. heart

Happy Valentine's Day.
The benefit of having a personal article floater or scheduling items on your homeowners policy is that it gives you broader coverage for little or no deductible.

1. Don't open incoming e-cards from an unnamed friend or secret admirer
2. Shop reputable retailer websites
3. Think twice before opening generic Facebook messages

The BIGGEST chocolate bar in the world was made by Thornton's and weighs as much as five Ford Focuses.
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