Farmers offers a variety of discounts. Check below to see an extensive list of the type of discounts we offer for many of our home and auto customers.
Auto Insurance Discounts


  • Multiline
Farmers auto policy plus at least one other qualifying Farmers policy such as Home, Life, Umbrella, Small Business, Specialty
  • Multicar
 
  • Signal**
Earn a 5% initial discount when you start. And get up to 15% off when your policy renews, based on your safe driving habits.
 
Affinity
  • Member, employee or retiree of certain businesses, occupational groups or professional associations
  • Military – customers who are active duty, active reserves, retired, and honorably discharged military Veterans.
ePolicy
  • Insured enrolls in ePolicy and accepts the Go Paperless terms and conditions.
Good Payer (not available in CA)
Customer has no Billing Late Fees assessed within the previous 12 months prior to the renewal processing date with Farmers®. This discount applies at new business and is re‐evaluated at renewal.
Safe Driver
  • Applies to any rated driver who has zero BI Points.
Distant Student
  • Child on policy goes to school at least 100 miles away and does not have regular access to covered cars.
Youthful Driver
  • Driver in household under 25 who is a child or grandchild of the PNI on an FSPA policy that has been in force for at least 12 months.
Good Student
  • 3.0 or better GPA, Dean’s List, Honor Roll, top 20% of class, or top 20% on standardized testing
Shared Family Car (not available in CA)
  • Applied to all vehicles on the policy when there is a single driver up to age 20 in the household and there are more active drivers than vehicles in the household. Vehicles defined as Storage use are excluded from the vehicle count in the application of this discount.
  • On Your Own
  • PNI must be split from their existing household into a new household, a driver under the age of 29 and an active driver on a Farmers Insurance Group® policy in their prior household for at least 12 months.
Homeowner
  • Policyholder owns residence, regardless of who insures it.
EFT
Monthly automatic payments set up on Farmers.com.
Pay In Full
Pay premium in full at start of policy term using any method.
Anti-Theft (not offered in all states)
Home Insurance Discounts
Affinity
Member, employee or retiree of certain businesses, occupational groups, or professional associations
 
Multiline
Farmers home policy plus at least one other qualifying Farmers line of business policy, such as Auto, Life, Umbrella, Small Business, Specialty
 
ePolicy
This discount applies when the insured enrolls in ePolicy and accepts the Go Paperless terms and conditions.
 
UL-Approved Roofing Materials
  • Asphalt or fiberglass shingles approved by UL.
  • New Home
  • Home less than 14 years old
Protective Devices
  • Fire alarm
  • Security system
  • Internal sprinklers
  • Home Safety
  • Windows, walls, roof, or foundation fortified against natural disaster. 
  • Automatic gas or water shutoffs
Green Certifications
ENERGY STAR
LEED
EPA
Claims Free
Home insurance customers earn a discount for being claim free for three consecutive years.
Connected Home – not available in all states and you can only get this, or protective devices, or home safety or green.
Smart home system that allows for remote monitoring and control. Learn more about our smart home security discounts.
Rent To Own
Available to current renters’ policyholders for over a year if they buy a home and switch to a Farmers home policy.
Preferred Payment or EFT
Available for customers who pay in full, or with a 2 pay, or sign up for a monthly pay plan with an automatic recurring electronic fund transfer.
Good Payer
Available for customers who pay their bill on time.


Ready to see your rates with all your discounts? Jump on my calendar here https://calendly.com/432insurance/30min
We probably won’t need 30 minutes to pinpoint all your discounts however it will give us time to possibly deliver the rate back to before we get on another call.

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