{first_name},
 
Many people dream of buying a new home, but the idea of navigating the lending process
can feel overwhelming. With so many different loan programs out there, how do you know
which is best for you? Good news! We can help take the mystery out of home loans.
 
Types of Home Loans and Benefits:
 
  • Conventional Loans – Loans that conform to the guidelines put forth by the government entities Freddie Mac and Fannie Mae are considered conforming loans. These loans offer the best possible interest rates.
  • Jumbo Loans – Jumbo loans have very similar qualification standards as conventional loans but can be made for much larger loan amounts.
  • FHA – FHA loans are government backed loans which allow first time borrowers to buy a new home with as little as 3.5% down. These loans also have easier qualifying criteria for both credit and income.
  • VA – VA loans are for active military and veterans and offer loans for as little as 0% down. These loans offer great interest rates and there are strict restrictions on the fees a lender can charge.
These are just a few of the options available to finance your new home.
 
Are you still looking to purchase a new home this year?
 
I would love the opportunity to work with you to find the right program for your needs.
 
Let’s have a confidential conversation about your goals and let us show you how easy it is to
finance a new home! Would you be available today?
 
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PS – Have you been dreaming of home ownership but struggling to save up for a down
payment? Watch for my next email. I’ll fill you on mortgage options that provide down
payment assistance.

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