Hello {first_name},

The current investment real estate lending arena is one of uncertainty. So when we speak about "qualifications" today, we're really talking about temporary standards, for the most part. Current "COVID-19 Trends" we're seeing now include:

• Reduced Leverage Limits
• Increased FICO Requirements
• Increased Minimum Experience Requirements
• Increased Cash Reserve Requirements
• Reduction in Geographical Lending Coverages 

We are continuously seeking to maintain a competitive edge with the most innovative solutions available in the current market place. To accomplish this we’ve established relationships with many of the top Lenders across the Nation.  

What this means is, today’s REI funding programs have changed significantly. Where a deal that may have been doable in the recent past, today it may not meet the current requirements. 

For now {first_name}, only the more qualified borrowers can take advantage of today's programs. When the lending environment has settled back into the "norm", I am confident we can secure some very attractive lending packages for you. 

The long and the short of it all is this; We'd love to partner with you and become a valuable resource for you...a member of your successful REI team. With over $55M in pending real estate transactions currently in our pipeline, I am proud to say we have the resources, capacity, and expertise to put it all together for you ...in any market conditions.  

Put us to work you for you {first_name}...you'll be glad you did!