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You have many different options for buying life insurance.

When you’re shopping around for a life insurance policy, the easiest way to get started is to realize that there are essentially two kinds of policies:

1) term life insurance: Term life insurance lasts for a specific amount of time (the "term") and expires at the end of the policy.

2) Permanent life insurance. Whole insurance, on the other hand, is a form of permanent life insurance. There are more insurance plans that fall into these two categories, each with their own benefits and drawbacks.

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