{first_name}, it's time to revisit your home insurance rate again!  Even if it's mid-term!

{first_name}, just a friendly reminder, its time for us to revisit this again. Even if your renewal isn't immediately coming up, we can change mid term anytime. 

If you have an escrow account (where your insurance payment is included in your monthly mortgage) then this is a simple process.

If we can find a way to help you drop rate, you get a refund check for the difference from your mortgage. 

Want me to review this for you??  Just let me know!