Hi {first_name},
 
You probably could agree with the sang there is no such thing as free lunch.
 
When it comes to refinancing… the costs are still there, just hidden out of sight.
 
Now, here’s the two basic flavors of refinancing costs. Here’s where to look for them:
 
First, the lender covers the costs, but charges a higher interest rate. Remember in a previous email, even a tiny teeny change can be an enormous expense, over the length of your mortgage.
 
And second, the costs are “folded in” or “rolled in” or “financed into” the loan. This means that they will be added to the principal.
 
A lender might not be interested in doing this, but you should…
 
Compare at least 3 different loan options and compare the following:
  • Upfront costs (fees up front vs fees “rolled in”)
  • Principal addition
  • Interest rates
  • Your monthly payments with and without this new rate.
If you want me to do it for you, schedule a call with me here: (INSERT ONLINE CALENDAR LINK HERE)
 
{email_signature}

To unsubscribe from all future emails {unsubscribe}
To update your contact information please {contact_info_update}

This email is sent to {email} by:
{{CompanyName}} {{Address}}