Hi {first_name},


House hunting is not easy.


Losing your dream home a few days before closing is NOT an option, is it?


I bet you know what’s coming…


And if you guessed another 7 FATAL mistake that can kill your chances of borrowing money, you'd be correct!

 

It's your lucky day, because I am sharing TWO of them with you today...


Fatal Mistake #4 - Buying Appliances Or Furniture For Your New (or old) Home


I know how much you want your new home to be ‘ready’.


You want to start ‘life’ as soon as you move in, all new homeowners feel this way.


The thing is…


Buying new appliances will show up on your credit report.


And that can lead to an increased DTI.


And it can mean that you have less to spend on the Down Payment, or Closing Costs.


Check in with us here (INSERT ONLINE SCHEDULING LINK HERE) to know where you are at financially… before you visit Best Buy.  


…and…


Fatal Mistake #5 - Don’t run a credit check on yourself


You don’t like paperwork much, do you?


Guess what?


Your lender is no different.


Your mortgage application is one hefty pile of inquiries, accounts and other papers.


And since every new credit inquiry must be explained in writing…


Don’t add another layer of paperwork to the pile.


Not to mention when your credit gets pulled it "dings" your credit score...


By 5-10 points at a time, so you want to keep the “credit pulls” to a minimum.


There’s actually a far better way…


Just ask the lender (or me) to send you a copy of your report.


The last 2 mistakes are coming to your inbox soon. Be on the lookout.


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