1	Thou shall not change jobs or become self-employed
2	Thou shall not buy a car, truck or van unless you plan to live in it
3	Thou shall not use your credit cards or let your payments fall behind
4	Thou shall not spend the money you have saved for your down payment
5	Thou shall not buy furniture before you buy your house
6	Thou shall not originate any new inquiries on your credit report
7	Thou shall not make any large deposits into your bank account
8	Thou shall not change bank accounts
9	Thou shall not co-sign for anyone
10	Thou shall not purchase anything until (way) after the closing

Committing ANY of these acts can dramatically alter your Credit Score or Debt to Income Ratios and can even block your chance of closing on your home purchase. Please let us know if you have any questions about any of these items.

Call me to learn more!

Richard Jones

Branch Manager

NMLS #1132902

Direct: 301-798-5888

rjones@afncorp.com

Branch NMLS# 1790220. American Financial Network, Inc. is licensed by the Maryland Mortgage Lender License (06-22973), District of Columbia Mortgage Dual Authority Branch License (MLB1790220), Licensed by the Virginia State Corporation Commission (Lender and/or Broker License # MC-5704), NMLS #237341 (www.nmlsconsumeraccess.org), under Nationwide Mortgage Licensing System (NMLS), unique identifier of 1790220. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas.

9200 Corporate Blvd Suite 320 Rockville, MD 20850