Once you find the perfect home, the next step can go two different ways depending on a who your are working with as a lender and what their definition of a 'pre-approval' is...remember, a 'pre-approval' letter is just a document you receive that tells you how much your qualify for... But wait a minute, don't you want to know how to get the seller to pay your closing costs? Wouldn't you want to know if your credit score is a few points lower than the credit score you would need in order to get a better rate?... and saving you $50 per month? Wouldn't you like to know if you qualify for a below-market-rate? What are 'pre-paids' anyway and why do I need to pay them??
Also, if you’re not pre-approved and you find a home you want to make an offer on, you'll have to scramble to get pre-approved and might miss an opportunity.
With our pre-approval process, our clients are more informed and better prepared. Realtors Are More Committed When You Have A Pre-Approval
Sellers may be more willing to lower the asking price, include appliances, cover closing costs or make other allowances to work with a well-qualified buyer. Our process helps you be in the best possible position when you are ready to make your offer.
Get Pre-Approved & Find Your Dream Home!
Whether you're a first-time home buyer, looking to buy a second home, refinance your existing loan or find the home of your dreams -- our staff has the knowledge and years of experience to provide you with a loan that fits your exact needs.
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