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Many people know that they must get a pre-approval as a first step when looking to buy a home. But a pre-approval is more than just a letter from a bank; it's a process of learning all of the information and details. Many of my clients have asked these questions:

-do I want an FHA government loan or a conventional loan...(Here is a tip: the conventional loan is the BEST loan for people who want a low-down-payment loan! We'll cover this in our conversation).

-how can I qualify for one of the below-market-rate low down payment programs?

-how do i get the seller to pay my closing costs?

My process of pre-approving buyers is highly detailed and comprehensive and since I have processed over 1,000 loans, I have seen all of the pitfalls...

However, if you don’t know what you can afford, you may be looking out of your price range and wasting your time. You may also be looking below what you would have qualified for and not getting the right home for you.

If you start off by getting a pre-approval, you can sort by price, identify the right neighborhoods, and find your dream home much faster.

Don't Wait, Start The Pre-Approval Process Today

Whether you're a first-time home buyer, looking to buy a second home, refinance your existing loan or find the home of your dreams -- our staff has the knowledge and years of experience to provide you with a loan that fits your exact needs.